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A mortgage loan is the one secured by immovable property. It is issued by both individual and legal person, including banks. A written mortgage contract is signed and registered at the National Agency of Public Registry.

If a guarantor takes responsibility on solidary or equipollent terms, he/she may receive a demand even without an attempt of compulsory enforcement, if a key debtor hasn't paid the due within the deadline or if he/she can't obviously afford it.

Pay the penalty within 30 calendar days stipulated by law (not within a month)!Don't wait till the deadline!Paying a penalty witin the deadline will avoid you such difficulties as...

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Chairman

Acting Chairman - Zurab Chikvaidze

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